Visiting Scholar Plan
- All J-1 and B1/WB visiting scholars are required to have health insurance throughout the duration of the research appointment at ²ÝÝ®´«Ã½, either through Gallagher Benefit Services (GBS) or an alternative insurer that meets or exceeds minimum requirements.
- Effective January 1, 2023, the ²ÝÝ®´«Ã½ Visiting Scholar Plan (VSP) will be offered by Cigna StudyWell/Cigna Global Health Benefits and administered by Gallagher Benefit Services (GBS).
- Participation in the ²ÝÝ®´«Ã½’s Visiting Scholar Plan (VSP) is mandatory unless visiting scholars are able to provide evidence of coverage that meets the University’s minimum requirements, and a waiver is filed and approved with Gallagher Benefit Services.
- It is the responsibility of the host department to ensure visitors are adequately insured.
Summary of Benefits
| NU Health Service (Evanston Only) | U.S. In-Network | U.S. Out-of-Network | |
|---|---|---|---|
| Rates |
Individual Coverage: $7.93 per day |
||
| Calendar Year Deductible Per Individual | $0 deductible | $250 | $250 |
| Calendar Year Deductible Per Family | $0 deductible | $500 | $500 |
| Coinsurance (The percentage of coverage expenses the plan pays) | $20 copay, then 0% of costs | 80% (after deductible is met) | 80% (after deductible is met) |
| Out-of-Pocket Maximum (Excludes Deductible) Per Individual | Not applicable | $1,000 | $20,000 |
| Out-of-Pocket Maximum (Excludes Deductible) Per Family | Not applicable | $2,000 | $40,000 |